Understanding the Basics of a Deed of Trust (or Mortgage)
Two-thirds of Americans own their homes. A large portion, however, don’t own them outright. Instead, they own them subject to a deed of trust, or mortgage. This article uses the term “deed of trust” generically, to include both a deed of trust and a mortgage. The two perform similar functions, but are structured differently. Under a deed of trust, the homeowner conveys the property to a neutral third party, the trustee, on the condition that the trustee re-convey it once the loan obligation, called a promissory note, is satisfied. A mortgage does not involve a third-party trustee. Most states, including Tennessee and
Transgender Discrimination Held To Be Title VII Violation By Sixth Circuit
On March 7, 2018, in deciding EEOC v. R.G. & G.R. Harris Funeral Homes, Inc., a Sixth Circuit Court of Appeals held that discrimination against transgender and transitioning status employees is necessarily a violation of Title VII. In Harris, the Equal Employment Opportunity Commission (the “EEOC”) brought a Title VII action against a Michigan Funeral Home alleging that the employer had terminated an employee, Stephens, who was choosing to live as a woman in violation of Title VII. The Funeral Home had a gender-specific dress code, which required men to wear suits and for women to wear dresses, which was